Having graduated from ISC Paris Business School in 1994, he started his career as Head of Management Control and Reinsurance at GAN’s Hungary subsidiary.

He then held sales development positions for Central European and Middle Eastern emerging markets at SCOR Vie before joining General Electric Insurance (Genworth) in Madrid, where he was Sales Director, responsible for the development of loan protection insurance for the Spanish market.

In 2005, he joined CNP Assurances, where he held several roles in Loan Protection insurance, including Head of Commercial Development and Customer Service Director.

In July 2013, he became Director of the Caisse d’Epargne Partnership Centre and Interim Director of the Wealth Networks Partnership Centre; he also joined the CNP Assurances Group’s Executive Committee. In 2014, he was appointed Director of the BCPE Partnership business unit, which incorporated Pension activities in 2019 and Loan Protection insurance in 2020.

He has also been Chairman of the Board of Directors of CNP Santander since March 2019 and is Director of Arial CNP  Assurances. 

Thomas Chardonnel is Director of the France partnerships and the Ametis network business unit created on 1 January 2022, which groups the BPCE partnership, Borrowers and Guarantee activities, Social Protection, Pension activities and the Ametis network. He is a member of the CNP Assurances Executive Committee.