A unique business model

CNP Assurances has always developed protection solutions in close collaboration with its partners and by integrating the stakeholders in each project. In this way, we are always closer to the needs of our customers.

CNP Assurances, a premium partner

In addition to its solid balance sheet and excellent business expertise, CNP Assurances provides its partners with the agility and responsiveness of a group on a human scale.
Working with our group means having the assurance of working with an insurer that knows how to fit into different ecosystems. We develop our services and protection solutions in open mode, respecting the brand, networks and interests of each party. 

A wide variety of partners

Alongside its historical partners - major public-sector banking groups such as La Banque Postale and the BPCE group in France, CNP Assurances has forged strong ties with leading banks in Europe (Banco Santander in Spain, Unicredit in Italy, etc.) and Latin America (Caixa Econômica Federal in Brazil).
Every year, new agreements are signed with partners of all sizes in various sectors: banking networks, mutual insurers, personal risk institutions, companies, associations, local authorities, etc.

Here are some examples of winning partnerships:

A partnership for pensions

Arial CNP Assurances, the result of a partnership with AG2R La Mondiale is today the only player dedicated exclusively to supplementary pensions and the second largest market player in France.
Learn more about Arial CNP Assurances

A partnership for the protection of micro, small and medium-sized companies

CNP Assurances and Klésia, a multi-professional social protection group, harness their complementarity to develop their social protection business, targeting in particular micro, small and medium-sized companies.

A successful partnership in Italy between CNP Assurances and UniCredit

This was renewed in 2017 for seven years with the creation of a sales organisation to develop savings in unit-linked accounts, loan protection insurance and individual personal risk insurance.

A 100% digital partnership

EasyBourse – La Banque Postale’s online broker – and CNP Assurances launched the EasyVie life insurance policy at the start of 2018. An entirely paperless process, from subscription to total redemption, with two modular management options.

The co-construction of innovative products

CNP Patrimoine, the wealth-management business of CNP Assurances, won the Oscar for innovation for its Flexi G product, designed through listening to CNP Patrimoine’s partners.