A unique business model

CNP Assurances has always developed protection solutions in close collaboration with its partners and by integrating the stakeholders in each project. In this way, we are always closer to the needs of our customers.

CNP Assurances, a premium partner

In addition to its solid balance sheet and excellent business expertise, CNP Assurances provides its partners with the agility and responsiveness of a group on a human scale.
Working with our group means having the assurance of working with an insurer that knows how to fit into different ecosystems. We develop our services and protection solutions in open mode, respecting the brand, networks and interests of each party. 

A wide variety of partners

Alongside its historical partners - major public-sector banking groups such as La Banque Postale and the BPCE group in France, CNP Assurances has forged strong ties with leading banks in Europe (Banco Santander in Spain, Unicredit in Italy, etc.) and Latin America (Caixa Econômica Federal in Brazil).
Every year, new agreements are signed with partners of all sizes in various sectors: banking networks, mutual insurers, personal risk institutions, companies, associations, local authorities, etc.

Here are some examples of winning partnerships:


A partnership for new car loan insurance offers

Santander Consumer Banque has chosen CNP Assurances' expertise to market loan insurance products and financial loss guarantees on car loans. With this three-year partnership, signed in July 2022, our Group is accelerating its development in the consumer loan insurance market and confirming its desire to position itself in the motor insurance sector.

A partnership for a global approach to business owners

In 2018, CNP Assurances and Malakoff Humanis signed a distribution agreement for the self-employed person and SME manager market. It relies on the Amétis network of advisors to offer Malakoff Humanis customers a comprehensive approach to personal and asset protection.

A partnership for pensions

Arial CNP Assurances, the result of a partnership with AG2R La Mondiale is today the only player dedicated exclusively to supplementary pensions and the second largest market player in France.
Learn more about Arial CNP Assurances

A partnership for the protection of micro, small and medium-sized companies

CNP Assurances and Klésia, a multi-professional social protection group, harness their complementarity to develop their social protection business, targeting in particular micro, small and medium-sized companies.

A successful partnership in Italy between CNP Assurances and UniCredit

This was renewed in 2017 for seven years with the creation of a sales organisation to develop savings in unit-linked accounts, loan protection insurance and individual personal risk insurance.

A 100% digital partnership

EasyBourse – La Banque Postale’s online broker – and CNP Assurances launched the EasyVie life insurance policy at the start of 2018. An entirely paperless process, from subscription to total redemption, with two modular management options.