Corporate social responsibility (CSR) is the cornerstone of our mission as a responsible insurer: it inspires our product offer, guides our investment policy and drives our innovation.
We create custom protection solutions with our partners to support any lifestyle and make sure they are accessible to as many people as possible thanks to risk pooling.
Commitments signed by CNP Assurances
While the world is only beginning to embrace environmental and social issues, CNP Assurances committed early on to helping develop a more sustainable world by signing the United Nations Global Compact in 2003 and adopting its principles: respecting human rights, upholding labour standards, fighting corruption and protecting the environment.
Our contribution to the United Nations Sustainable Development Goals
As an inclusive company facilitating the transition to a decarbonised economy, CNP Assurances contributes to sustainable growth through investment commitments that support energy transition and insurance cover that combats financial exclusion.
These commitments are in line with six of the UN Sustainable Development Goals as part of the 2030 Agenda.
The four pillars of our CSR approach
The active involvement of the CNP Assurances Group in building a sustainable future is demonstrated in its CSR approach, which is structured around four key areas.
Being a responsible insurer
Since its inception, CNP Assurances has developed innovative and useful risk-management and insurance solutions that meet the needs of a changing society and address the challenges of longer life expectancy, retirement planning and changes in social protection.
The integration of social and environmental responsibility issues into our insurance operations is based on:
- support for employee-related and social developments;
- our commitment to customer satisfaction;
- a product range that is accessible to as many people as possible, including those who defy categorisation;
- transparent offers for our clients;
- business ethics and adherence to the principles of the United Nations Global Compact;
- personal data protection.
Being an attractive employer
Our promise to be a responsible employer is illustrated by our commitment to quality of work life. As such, we are determined to combat all forms of discrimination and promote equal professional advancement opportunities for everyone, including:
- professional integration for young people;
- employment and continuing education for older people;
- support for persons with disabilities;
- professional equality between men and women.
This policy was recognised by the Diversity label, which was awarded to the company for the first time in 2009 and has been consistently renewed since then.
Having a positive impact on society
CNP Assurances takes action to make a positive impact on society as a whole.
Over the past five years, our Group has made substantial commitments to support the energy and environmental transition (EET) and combat global warming.
Most recently, by becoming a member of the Net-Zero Asset Owner Alliance in 2019, the Group committed to achieving a carbon-neutral investment portfolio by 2050.
Convinced that taking ESG criteria into account optimises the long-term risk/return profile in the interest of our insured parties, we have applied a responsible-investor strategy to the majority of our assets for many years.
This commitment also extends to our suppliers: as a responsible buyer, CNP Assurances initiated an audit system to gradually improve its suppliers’ environmental and social performance.
Through its Foundation, CNP Assurances is laying the groundwork to enhance social equality in healthcare by supporting education programmes for young people in vulnerable neighbourhoods and by co-financing socially-responsible grocery stores for at-risk students.
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Minimising our environmental footprint
By annually renewing their participation in the UN Global Compact, CNP Assurances and its main subsidiaries reinforce their commitment to minimise their environmental impact.
Our Group is committed to supporting the energy and environmental transition towards an economy that preserves natural resources, within the company (digital transformation, operational buildings) and its investment portfolio, as well as in its relationships with insured parties.
This commitment is based on:
- monitoring the environmental impact of the Group’s activity
- taking action to reduce it.
This commitment is illustrated through a number of initiatives, including the implementation of environmental policies within the Group, the choice to provide an environmental footprint report across a very comprehensive scope, and the establishment of an annual Greenhouse Gas Inventory.
An energy-efficient future head office
In 2019, the construction of CNP Assurances' future head office began in Issy-les-Moulineaux, in the "Issy Coeur de Ville” eco-neighbourhood. This 40,000 m2 building, which will be delivered in 2022, will be one of the few positive-energy buildings in the Île-de-France region. It will produce more energy than it consumes via a combination of solar panels on the roof and geothermal loops that recover heat from the ground.