With more than 2,000 employees working outside France, the CNP Assurances Group is a major player in insurance in Europe and Latin America.
A strong presence on two continents
Our Group is present in 17 countries in Europe and Latin America where it deploys its unique development model, based on:
- exclusive long-term partnerships with well-established distributor networks,
- the deployment of an open and multi-partner business model, relying on its subsidiaries.
In each of these countries, CNP Assurances adapts its insurance and protection solutions to local economic, social and cultural realities.
CNP Assurances
In France, CNP Assurances is a leading player in personal and property insurance. A full-service insurer, it designs savings, complementary health and provident solutions, loan coverage, and property protection.
More than 350 partners, including La Banque Postale and BPCE, distribute them to as many people as possible. Its subsidiaries, such as CNP Protection sociale and CNP Retraite, and its Amétis network also market its solutions to individuals and/or companies.
CNP Vita Assicura
Italy, the Group's third largest market after France and Brazil, has solid development ambitions through CNP Vita Assicura
This subsidiary distributes personal protection, savings and investment insurance products. It is based on open model distribution agreements concluded with banking partners such as Fineco and Mediobanca.
CNP Santander Insurance
CNP Assurances has signed an exclusive long-term distribution agreement with Santander Insurance SL. This partnership operates in 12 European countries through their joint subsidiary: CNP Santander Insurance.
It offers loan insurance products in particular, designed to alleviate customers' financial difficulties in the event of death, disability or unemployment.
CNP Luxembourg
CNP Luxembourg is a life insurance company created in 2015, and a subsidiary of the CNP Assurances group. It markets a range of life insurance and asset capitalisation offers for individuals and legal entities residing in:
- in Luxembourg,
- in France,
- in Belgium,
- or in Italy.
Caixa Vida e Previdência
The renewal of CNP Assurances' agreements with Caixa Econômica Federal, led to the launch of two new subsidiaries in 2021: Caixa Consórcios and Caixa Vida e Previdência wich alone accounts for 80% of CNP Assurances' business in Brazil.
In addition, CNP Seguros Holdng Brasil, the leader in loan insurance, will lead the development of future open model partnerships in the country.
Since 2016, the Group has also operated Youse, the first 100% digital insurance company in Brazil.
CNP Assurances Compañía de Seguros
The Group’s oldest foreign subsidiary is one of the leading Argentine insurers in personal risk. It is jointly owned by CNP Assurances and Credicoop Bank.
CNP Partners
In Southern Europe, the Group is accelerating its development in open model thanks to its subsidiary CNP Partners, which offers its underwriting platform and know-how in Italy, Spain and Portugal. Two product lines have been developed: multi-vehicle asset savings and personal risk/protection.
Caixa Vida e Previdência
The renewal of CNP Assurances' agreements with Caixa Econômica Federal, led to the launch of two new subsidiaries in 2021: Caixa Consórcios and Caixa Vida e Previdência wich alone accounts for 80% of CNP Assurances' business in Brazil.
In addition, CNP Seguros Holdng Brasil, the leader in loan insurance, will lead the development of future open model partnerships in the country.
Since 2016, the Group has also operated Youse, the first 100% digital insurance company in Brazil.
CNP Assurances Compañía de Seguros
The Group’s oldest foreign subsidiary is one of the leading Argentine insurers in personal risk. It is jointly owned by CNP Assurances and Credicoop Bank.
CNP Santander Insurance
CNP Assurances has signed an exclusive long-term distribution agreement with Santander Insurance SL. This partnership operates in 12 European countries through their joint subsidiary: CNP Santander Insurance.
It offers loan insurance products in particular, designed to alleviate customers' financial difficulties in the event of death, disability or unemployment.
CNP Assurances
In France, CNP Assurances is a leading player in personal and property insurance. A full-service insurer, it designs savings, complementary health and provident solutions, loan coverage, and property protection.
More than 350 partners, including La Banque Postale and BPCE, distribute them to as many people as possible. Its subsidiaries, such as CNP Protection sociale and CNP Retraite, and its Amétis network also market its solutions to individuals and/or companies.
CNP Vita Assicura
Italy, the Group's third largest market after France and Brazil, has solid development ambitions through CNP Vita Assicura
This subsidiary distributes personal protection, savings and investment insurance products. It is based on open model distribution agreements concluded with banking partners such as Fineco and Mediobanca.
CNP Luxembourg
CNP Luxembourg is a life insurance company created in 2015, and a subsidiary of the CNP Assurances group. It markets a range of life insurance and asset capitalisation offers for individuals and legal entities residing in:
- in Luxembourg,
- in France,
- in Belgium,
- or in Italy.