Financial ratings
-
Fitch
Financial Strength Rating
A+
Negative
Source Fitch - october 2024
-
Moody's
Financial Strength Rating
A1
Stable
Source Moody's - june 2025
-
Standard & Poor’s
Financial Strength Rating
A
Stable
Source Standard & Poor's - june 2024
The financial strength of CNP Assurances and several of its subsidiaries is rated by recognized rating agencies. These ratings may be reviewed or withdrawn at any time by the agencies, in their sole discretion. Similarly, CNP Assurances is not committed to maintain these ratings, and is not responsible for the accuracy or reliability of these ratings.
The financial strength rating is intended to reflect CNP Assurances' ability to meet its payment obligations vis-à-vis third parties, and may not reflect the potential impact of all risks. A rating is not a recommendation to buy, sell or hold securities issued by CNP Assurances.
None of these ratings should be interpreted as an indication or a forecast of the future performance of securities issued by CNP Assurances. The meaning of a rating may vary from one agency to another.
ESG ratings
The large extra-financial rating agencies validate the quality of CNP Assurances approach, particularly in terms of human resources and societal commitment.
| Rating agency | CNP Assurances rating | Rating scale | Comment |
|---|---|---|---|
| MSCI | AAA (2024) | CCC to AAA | #5th out of 81 life insurers worldwide |
| S&P Global CSA | 56/100 (2024) | 0 to 100 | #42 out of 235 insurers worldwide |
| Sustainalytics | Low risk (2025) | Very high risk to negligible risk | #7 out of 297 insurers worldwide |
| Organization | ESG assessment | Assessment scale | Comment |
|---|---|---|---|
| CDP Climat | A List (2024) | D- to A | Score from La Banque Postale Group including CNP Assurances |
| ShareAction | 51/100 (2024) | 0 to 100 | #1 out of 23 life insurers worldwilde |