Financial ratings

  • Fitch

    Financial Strength Rating

    A+

    Negative

  • Moody's

    Financial Strength Rating

    A1

    Stable

  • Standard & Poor’s

    Financial Strength Rating

    A

    Stable

 Fitch RatingsMoody'sStandard & Poor's
RT1BBBBaa2BBB
Tier 2BBB+A3BBB+
Tier 3A-A3BBB+
Updated date7 march 202512 june 20254 june 2024
Latest publicationsUpdateCredit opinionFull analysis

The financial strength of CNP Assurances and several of its subsidiaries is rated by recognized rating agencies. These ratings may be reviewed or withdrawn at any time by the agencies, in their sole discretion. Similarly, CNP Assurances is not committed to maintain these ratings, and is not responsible for the accuracy or reliability of these ratings.

The financial strength rating is intended to reflect CNP Assurances' ability to meet its payment obligations vis-à-vis third parties, and may not reflect the potential impact of all risks. A rating is not a recommendation to buy, sell or hold securities issued by CNP Assurances.
None of these ratings should be interpreted as an indication or a forecast of the future performance of securities issued by CNP Assurances. The meaning of a rating may vary from one agency to another.

 

ESG ratings

The large extra-financial rating agencies validate the quality of CNP Assurances approach, particularly in terms of human resources and societal commitment.

Rating agencyMSCIS&P Global CSASustainalytics
ESG ratingAAA (2024)56/100 (2024)Low risk (2025)
Rating scaleCCC à AAA0 to 100Very high risk to negligible risk
CommentTied for 5th out of 81 life insurers worldwide #42 out of 235 insurers worldwide#7 out of 297 insurers worldwide
Credit opinion13/12/202427/02/2523/01/2025
OrganizationShareAction
ESG assessment51/100 (2024)
Assessment scale0 to 100
Comment#1 out of 23 insurers worldwide
Credit opinionShareAction: Insuring Disaster Report 2024