Welcome to our website cnp.fr published by the company CNP Assurances.

I. Glossary

User:
Internet User connecting to the cnp.fr website or using the cnp.fr website.

Website or Site
CNP Assurances website.

Personal data:
"Any information relating to an identified or identifiable natural person; an «identifiable natural person» is deemed to be a natural person who can be directly or indirectly identified" (Article 4 of (EU) Regulation 2016/679 on the protection of natural persons with regard to the processing of personal data and the free movement of such data).

II. Information about the company

Site publisher:
CNP ASSURANCES, French limited liability company (SA) with a board of directors, with share capital of  €686,618,477 fully paid up, a company governed by the French Insurance Code, whose head office is at 4 place Raoul Dautry - 75015 Paris – , registered in the Paris Trade and Companies Register under number 341 737 062.

Phone :
+33 (0)1 42 18 88 88

The publishing director of the website is Antoine LISSOWSKI, in his capacity as managing director.

The editorial director of the website is Agathe SANSON, in her capacity as communication, strategic marketing and corporate sponsorship director.

Host :
The www.cnp.fr website is hosted on the servers of CNP Assurances.

III. Website access

There is no charge to access the site. However the User is responsible for the costs of access and use of the electronic communication network, in accordance with the terms and conditions established by its access providers and electronic communication operators.

Therefore the User is entirely responsible for the supply and use of the equipment necessary to connect to this Site.

The User acknowledges that he has the skill and means required to access and use this Site.

Users are reminded that fraudulently accessing or remaining in a computer system, hindering or distorting said system's operation, or fraudulently adding or altering said system's data is liable to criminal prosecution.

IV. Personal data protection

Information collected through forms on the Site contains Personal data. This information is confidential.

The User provides this information freely and in full knowledge, in particular when he provides such information willingly.
As such, the User is informed about whether or not the information he is being asked to provide is compulsory.
Therefore, no personal data of the User is collected or published without his knowledge.

This data is subject to computer processing by CNP ASSURANCES so that it can process the requests of the people concerned, communicate with the latter and carry out studies and analyses in order to abide by all legal and regulatory requirements.
Recipients of this Personal data are CNP Assurances duly authorised employees, its subsidiaries or its partners.
In specific cases where he has given his consent, his information may be used for the purposes of sales, advertising and promotional offers.

CNP Assurances may transfer Personal data to subsidiaries and/or affiliated companies as well as service providers located in countries outside the European Union whose level of protection of Personal does not meet French and European legislation to perform certain material and technical tasks.

In such cases, CNP Assurances will ensure an equivalent level of protection of these Personal data, in particular by setting up a data transfer contract drawn up in compliance with the standard clauses of the European Commission or by any other appropriate means under applicable law.

In addition, CNP Assurances takes the appropriate technical and organizational measures to prevent the loss, misuse, alteration and deletion of the User's Personal data.

Personal data will be held in accordance with statutory limitation periods and deadlines provided for by the various retention requirements imposed by the regulations.

Pursuant to the (UE) Regulation 2016/679 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data ("GDPR"), and to the French Data Protection Act, as amended, thus the User able to prove his identity has a right to access, rectify and delete his personal data.

The User has the right to withdraw his previously given consent for processing of Personal data. Under certain regulatory conditions, the User has the right to request the limitation of treatment or to oppose it.

The User may exercise these rights:

  • Either directly by clicking: Managing my personal data
  • By email at the following adress: dpo@cnp.fr
  • By mail at the following adress: CNP Assurances, Délégué à la Protection des Données - 4 Place Raoul Dautry, 75716 PARIS CEDEX 15

The User may also requests the portability of the data he has provided when it was necessary for the contract or when his consent was required.

A copy of these data may be issued free of charge, insofar as such a request is not abusive, in particular by its repetitive and disproportionate nature.

The User also has the right to provide guidelines regarding the fate of his personal data after his death.

In the event of a persistent disagreement concerning his personal data, the User has the right to refer to the CNIL (French National Agency regulating Data Protection) at the following address:
Commission Nationale Informatique et Libertés,
3 place de Fontenoy 75007 Paris,
https://www.cnil.fr/fr/vous-souhaitez-contacter-la-cnil ,
+33 (0)1 53 73 22 22.

Similarly, applicants for job offers or internships have the opportunity to exercise their right to access, rectify and delete their personal data in the same way.

V. Cookie or connection tracker

CNP Assurances may use cookies to facilitate the navigation on the Site.
For more information, a cookies policy is available on the Site.

VI. Intellectual property rights and liability

All content on the Site are subject to copyright, trademark and, more generally, intellectual property law.

CNP Assurances is the owner or holder of the rights to all the contents of the Site including data, texts, tables, drawing, images, charts, pictures, sounds.

The brands of the publisher of CNP Assurances Site and its partners, as well as the logos on the Site, are registered trademarks.

Any full or partial reproduction of these trademarks or logos from the Site without the express prior consent of CNP Assurances is strictly prohibited, according to article L713-2 of the French Intellectual Property Code.

Thereofore any reproduction, in whole or in part, of this Site or of one or several of its components, by whatsoever process, is forbidden without the express permission of CNP Assurances and constitutes a copyright infringement subject to penalty under Articles L.335-2 et seq of the French Intellectual Property Code.Similarly, any use of content and Site for illegal purposes will be subject to legal proceedings against offender(s).

The User expressly agrees to use the Site at his own risk and under his sole responsibility.

CNP Assurances authorises the User of the Website, subject to specific terms and conditions, to:

  • browse the Website for their own personal use;
  • print any documents or other information provided on the Website;
  • download the information contained on the Website.

CNP Assurances reserves all of the other intellectual property rights related to the Website. Consequently users are not authorised to:

  • modify, disassemble or reorganise the software used for the Website;
  • remove or attempt to remove the copyright information or names of authors stated on the Website;
  • create a link from another page or component on the Internet or any other network to any image or notice related to the Website.

Similarly, the User must refrain, when accessing personal data, from all collection, all direct or indirect use, or exploitation of such personal data and in general, and from any action likely to damage the privacy or reputation of a person.

VII. General warning about published information

The information published on the Website is not contractually binding on CNP Assurances.

The information published on the Website is provided for information purposes only. It must be taken into account with regard to the publication time of this information on the Site, and not with consultation time.

CNP Assurances makes every effort to provide correct and current information and to ensure that the Website operates smoothly and securely.

CNP Assurances reserves the right to correct any errors and/or update the content on the Website at any time without prior notice. However CNP Assurances makes no representations or warranties that all of the information will be complete or error-free or that the Website will always operate smoothly and in total security.

CNP Assurances makes every effort to provide users of the Website with information and functions that are both available and verified, but we could not be held for responsible or liable for the Website being temporarily unavailable and make no representations or warranties that functions available on this Website will be uninterrupted or error-free or that the Website server will be free of viruses or bugs.

In particular, we do not accept liability for:

  • Any imprecision, inaccuracy or omission in the information made available on the Website.
  • Any loss or damage resulting from fraudulent intrusion by a third party leading to the modification of the information or materials made available on the Website.
  • Any deterioration or malfunction caused to a user's IT system(s) as a result of contamination by a virus contained in downloads from the Website.
  • Any direct, indirect or consequential loss, irrespective of the cause, origin, nature or consequence thereof, caused by access or inability to access the Website or reliance on any information provided directly or indirectly through the Website.

VIII. Hypertext links

The website may contain links allowing access to other websites that are not published by CNP Assurances. They are provided solely to facilitate access to information available on the Internet.

If the User uses these links, he leaves the CNP Assurances Website and then agrees to use the third party sites at his own risk.

We do not accept liability for any hyperlinks on the Website that direct users to other websites on the Internet.
No user may insert a hyperlink on any other website that directs users to the Website without the prior written consent of CNP Assurances.

IX. Application of french law

The above provisions have been drawn up and should be construed in accordance with French law, and any dispute relating there to will be subject to the exclusive jurisdiction of the French courts.

Any failure to respect the above provisions may expose the user to legal proceedings and/or criminal sanctions.

X. Website and legal notice modification

CNP Assurances reserves the right to modify the content of the Site or the provided services and/or to stop temporarily or permanently exploiting all or part of the Site and/or services at anytime and without notice.

In addition, CNP Assurances reserves the right to modify at any time and without notice the location of the Website on the Internet, as well as the present legal notices.

If any one of the above provisions is deemed to be void or invalid, all of the other provisions shall remain in full force and effect.

This legal notice has been last updated on March 3rd, 2019.

© Copyright CNP Assurances.