The secure Pergola 90 product is offered exclusively by CNP Patrimoine, an entity of CNP Assurances dedicated to wealth management. This product is developed in partnership with Morgan Stanley, one of the global leaders in financial services. This new Pergola 90 offer is particularly tailored to the current environment: secure, liquid and exposed to global equity and bond markets through an ETF basket. The secure Pergola 90 product, launched for the first time in France, will be available very soon.

CNP Patrimoine has designed the Pergola 90 offer for wealth management clients drawing on the expertise of Morgan Stanley. In the current climate of low rates, this innovative product makes it possible to supplement the secure portion of savings invested in life insurance and capitalisation contracts, while contributing to the rise of equity and bond markets. Policy holders will benefit from protection at all times for their investment at 90% of the highest historic level reached by Pergola 90. The product provides daily liquidity.

Multiple benefits for customers*  

•    Accessibility
The minimum investment on Pergola 90 is €5,000. There is no maximum investment.

•    Security         
Pergola 90 is protected at all times, at 90% of the highest net asset value. It positions itself in addition to the euros in order to make up the secure portion of the policy.

•    Flexibility and daily liquidity
The initial and supplementary payments, arbitrage, and partial or full redemptions are flexible and adjustable.
                           
Marine de Bouchony, Director of CNP Patrimoine, states: “In the current context of dwindling euro funds and savers’ ever greater need for protection, we are pleased to launch a completely innovative response for our CNP One range of contracts, combining security, liquidity and performance potential.”

François Guilgot, Director of CNP Patrimoine, adds: “This product makes it possible to seize the opportunities offered by the financial markets while protecting 90% of the investment’s highest historic level at all times and with no time limitation. It is an exclusive offer for customers of CNP Patrimoine’s distributors.

* For full details on the advantages and disadvantages of the product for the investor, customers should refer to the definitive terms and conditions of Pergola 90.