François Guilgot is a graduate of EDHEC and holds a master's degree in wealth management. He began his career in 1984 as a Business Advisor with UAP. In 1993, he joined the La Poste Group, where he successively held the positions of Sales Director, then Marketing Director for La Poste d'Outre Mer.

In July 2003, he joined CNP Assurances as Inter-Regional Director to help create the CNP Assurances employee network, CNP Trésor, of which he became Commercial Director in February 2006. In October 2011, he became Business Director of the influential mass market. In April 2014, he was appointed as Development Director of partnerships in the premium savings segment. In September 2017, he became Director of the wealth management department, a position he held until July 2020.

Since December 2018, he has been Chairman of QIS, a management and IT platform dedicated to high-net-worth clients in France and Luxembourg which was acquired by CNP Assurances.

François Guilgot is Co-Director of the CNP Assurances Client Wealth and Wealth Engineering business unit. He is also chairman of the board of directors at CNP Luxembourg.