Attributable net profit up 3.1% to €955 million Consolidated SCR coverage ratio1 of 193%


  • Premium income up 3.1% (up 6.6% like-for-like) reflecting a positive momentum in unit-linked sales (+19.5%) and very strong growth in high net worth distribution channels for CNP Patrimoine and CNP Luxembourg
  • Proportion of savings/pensions premiums represented by unit-linked contracts up to 23.1% in France (versus 20.4% in the year-earlier period) and up to 42.2% at the Group level (versus 37.6% in the year-earlier period)
  • APE margin that remaining at a high level (22.7% versus 23.6% in 2017)
  • EBIT up 1.9% (up 8.9% like-for-like) to €2,169 million
  • Attributable net profit of €955 million, up 3.1% (up 5.1% like-for-like)
  • Consolidated SCR coverage ratio of 193% (versus 198% at 30 June 2018)

Antoine Lissowski, CNP Assurances’ Chief Executive Officer, said:
“CNP Assurances delivered a very good performance over the first nine months of the year, thanks to our steadily improving product mix in France and the measures taken to enhance our efficiency for the benefit of our customers. We therefore confirm our 2018 EBIT growth objective.”