Paris, 2 November 2015
With Quattro Sérénité, CNP Assurances is providing its partners with a new concept on its unit-linked capitalisation or life insurance contracts which offers an insurer guarantee on 100% of the net capital invested over a 4-year horizon. This innovation on the upscale wealth market is already encountering huge success with CNP Patrimoine partners.
Entitled Quattro Sérénité, this option, available when subscribing to the CNP Patrimoine capitalisation and life range, permits investing 65 to 75% in a classic euro fund and 25 to 35% in diversified unit-linked investments. It permits benefitting from 100% protection of the net capital invested on 4-year maturity while profiting from the dynamism and performances of funds selected from reputable management companies.
“Against a backdrop of penalising low rates, notably in the euro funds, and markets that are still volatile and uncertain, this structured unit-linked concept could rapidly grow its customer base” explains Laurent Jumelle, director of the wealth management department at CNP Assurances.