A year of change

In Brazil, the acquisition of Tempo Dental, a dental insurance specialist, strengthened Caixa Seguradora’s health insurance platform.

4,000 term creditor insurance contracts were signed on line with Boursorama.

Promoting equal access to healthcare was adopted as the CNP Assurances foundation’s latest area of outreach.

Europe’s financial markets were buffeted by a historic drop in interest rates over the year, from 2.5% to 0.6%.

The Cachemire premium savings offer distributed by La Banque Postale got off to a good start, attracting €3 billion in new money in less than eight months.

20-year strategic partnership signed with Banco Santander, extending the scope of CNP Assurances’s protection in ten European countries, including Germany.

78.7% increase in new money invested in unit-linked funds in France and 41.7% increase in Europe.

The teams pulled out all the stops to have the first Eurocroissance contracts ready for distribution through theCaisses d’Epargne network.

A Chief Digital Officer was appointed to lead and accelerate CNP Assurances’s digital transition.

CNP Assurances teamed up with Alptis Assurances, a master broker specialised in social protection and digital solutions, to create Capvita, an innovative multi-channel platform that will support the drive by the Group and its partners to build employee benefit plan sales among SMEs, micro-enterprises and self-employed professionals.

CNP Patrimoine set out to win over new partners with CNP One, a traditional life insurance contract with a unit-linked formula incorporating the best market standards for the wealth management market.

The expertise of our in-house network of 250 travelling insurance advisors was extended to include health insurance plans and the network was renamed Amétis.

An innovations and services department was set up to enhance our social protection offers and the dedicated “lyfe.fr” digital platform was tested in real-life conditions by employees in the Paris region.

In Brasília, the Brazilian subsidiary moved into new headquarters symbolising its ambitions, redefined its vision and changed its name. Caixa Seguros, meaning

“La Caixa’s insurance”, has become Caixa Seguradora, meaning “La Caixa’s insurer”.

The partnership agreement with the BPCE group was renewed for a further seven years as from 1 January 2016. Its scope has been extended to include personal risk and protection business lines, which are a strategic priority for CNP Assurances.