Open CNP is the Corporate Venture and Open Innovation program of CNP Assurances. We partner with entrepreneurs to build the future of finance and insurance.

Launched in 2016 and endowed with € 100m, the Open CNP program aims to financially support the growth of startups while developing partnerships in a win-win logic and in fields of activity close to those of CNP Assurances: e -health, fintech, assurtech, B2B services ...

Our investment sectors

We invest from 250K€ to 5M€ in Seed and Series B in innovative companies in Europe.

  • FinTech
  • InsurTech
  • e-Health
  • B2B Services

Partner with CNP Assurances

Take advantage of the expertise and network of France's #1 life insurer

  • 100 M€

    to invest in your project

  • 5,353

    insurance experts

  • 38 million

    insured in personal risk/protection worldwide

Get in touch our team and tell us about your project

Left to right : Jonathan Denais - Head of Investments, Thibault Baratelli - Investment manager, David Gache - Head of Development, Lisa Barretieri - Principal, Anas Tazlaoui - Investment manager.

Our start-up partners

  • Moneybox

    The major investing and saving app in the UK

    Founders : Ben Stanway, Charlie Mortimer

    The Moneybox app aims to facilitate and foster savings for people automatically and to invest that money into tracker funds and various supports through the app. 
    Moneybox currently has a team of 120 people and more than 450,000 customers, accounting for more than 1bn£ under management and a monthly deposit of a 100m£.
    The startup has now raised 51m£ fueling its ambition to become of the leading saving and investing platform in the UK.

  • October

    #1 Crowdlending platform in France

    Founder : Olivier Goy

    Crowdlending has changed access to financing for SMEs. It enables private individuals to invest their savings directly in companies looking for funds to finance their projects, in exchange for an attractive interest rate. October is the leading platform in France and is very well-positioned in continental Europe. CNP Assurances has become a shareholder and has also supported October’s raising of institutional funds.

  • H4D

    Telemedicine : consult’station

    Founder : Franck Baudino

    H4D is an early adopter of remote medical solutions. CNP Assurances proposes its Consult Station®, a mobile medical practice, when submitting tenders to local authorities. This is a real advantage in making prevention accessible to everyone and maintaining access to diagnosis in areas where there is a shortage of medical facilities.

  • Alan

    The health insurance with direct subscription 100% online

    Founder : Jean-Charles Samuelian

    The first independent insurance company in France to obtain accreditation in 1986, Alan raised €12m in 2016 to offer an online-only top-up health insurance solution to start-ups and independents, including a simplified customer experience. As an early partner, CNP Assurances has become Alan’s reinsurer and has co-developed a group pension solution. By April 2018, Alan was already covering over 7,000 people and 850 companies.

  • MyNotary

    The real estate sale 100% simple and collaborative

    Founder : Sacha Boyer

    This web platform facilitates property transactions by centralising documents and promoting collaboration between those involved, from signature of the contract of sale through to completion of the transaction. It is already being used by 2,000 property professionals and 750 notaries. Its equity participation in MyNotary will ensure that CNP Assurances, the leading loan protection insurance company in France, is better placed to respond to the expectations and changing behaviour of mortgage applicants.

  • Stratumn

    Blockchain for enterprises

    Founder : Richard Caetano

    Blockchain technology is facilitating exchanges of data between partners. Stratumn is making this technology work for companies by providing them with the capacity to secure, certify and audit processes both inside and outside the company. The equity participation of CNP Assurances in the start-up Stratumn has been followed by a pilot involving 14 other insurers under the umbrella of the French Insurance Federation.

  • Lydia

    Under 30's favorite payment app

    Founder : Cyril Chiche

    Open CNP’s sixth investment is a fintech set up in 2013 and already a leading name in mobile payment solutions in France. Its instant payment app is very popular with young people and has been adopted by over 1 million users. The partnership aims to support Lydia’s expansion in France and Europe, to co-develop new services around mobile payment and to draw inspiration from Lydia’s capacity to attract young people.

  • YesWeHack

    #1 Bug bounty platform in Europe

    Founder : Guillaume Vassault-Houlière

    The number one Bug Bounty platform in Europe, YesWeHack offers companies an innovative cybersecurity approach by putting 7,000 experts (ethical hackers) in 120 countries in touch with companies, to secure their exposed perimeters (websites, apps and infrastructure). The equity participation of CNP Assurances will help YesWeHack to strengthen its development in France and to accelerate its presence worldwide, particularly in Asia.

  • Intercloud

    Leader in cloud application interconnection

    Founder : Jérome Dilouya 

    InterCloud is the leader in cloud application interconnection. Thanks to its global application platform, the start-up is the only SDCI (Software-Defined Cloud Interconnect) provider delivering a turnkey solution enabling companies to simplify their infrastructures by offering them increased visibility and control over their multi-cloud applications.

  • Paylead

    The marketing & loyalty platform that works with banking data

    Founders : Charles de Gastines, Jacquelin Becheau La Fonta

    Paylead is a French fintech startup, created in 2016, that leverages banking data (PSD2) to create loyalty program for corporates (banks, insurances, fintechs, retailers) through a white-labelled cash-back feature. The final client receives an automated cash-back related to his purchases, directly credited to his bank account.

  • CybelAngel

    The leading enterprise data leak detection platform

    Founders : Erwan Keraudy, Stevan Keraudy & Matthieu Finiasz

    CybelAngel, founded in 2013, develops a scrapping tool that continuously monitors every layer of the internet (surface web, deep & dark web, connected storages) to detect data leaks and exposed data thanks to artificial intelligence. The company is able to scan more than a billion documents per day and to identify data related to its clients, that are verified by human analysis. Instant alerts are then sent to the client with remediation instructions.

Contact our CNP team to discuss your project